Jeffco Federal Credit Union

			Home Loans First Mortgages Your credit union is happy to be able to partner with Centennial Lending to offer first mortgages to our members. We have been doing business with Centennial Lending for several years. They offer a variety of mortgage products to be able to fit the needs of our members. Home Equity Loans The equity in your home is a valuable asset that you can use to get a loan for almost anything from home improvements to debt consolidation. A home equity loan is also beneficial because it is usually tax deductible.* (Speak to your tax advisor about deducting your interest.) If you are interested in any of our Home equity products, contact the credit union and we can help you determine which home equity loan is right for you. Traditional Home Equity Loan Our Traditional Home Equity loan is a fixed interest rate and fixed payment loan. Home Equity Line of Credit (HELOC) With our HELOC loan you are given a line of credit up to the amount of equity available in your home. You don’t have to borrow all the funds at once, therefore you only pay interest on your outstanding loan balance at any given time. This is a variable interest rate loan based on the prime interest rate. For detailed information, or to apply for a home equity loan, contact us at 303-278-4636.
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	The National Credit Union Administration (NCUA), a U.S. Government agency, federally insures member deposits up to $100,000. Individual Retirement Accounts are separately insured to $250,000 each.

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