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Loan Rates
(Rates Effective as of September 1, 2007)

INTEREST RATES ON
NEW and USED CAR PURCHASES
A PAPER B PAPER C PAPER
7 YEAR (84 MOS) (OVER $20,000.00) 6.25%-9.25% 10.50%-14.0% 17.50%
6 YEARS (72 MOS) 5.75%-8.75% 10.0%-13.50% 17.0%-17.50%
5 YEARS (60 MOS) 5.25%-8.25% 9.50%-13.0% 16.5%-17.5%
4 YEARS (48 MOS) 5.25%-8.25% 9.50%-13.0% 16.5%-17.5%
3 YEARS (36 MOS) 5.25%-8.25% 9.50%-13.0% 16.5%-17.5%

ALL PURPOSE LOAN A PAPER B PAPER C PAPER
80% OF TRADE IN VALUE 7.00% APR 11.25% APR 13.75% APR
LESS THAN 80% OF TRADE IN VALUE 8.00% APR 12.25% APR 14.75% APR

SHARE SECURED LOANS
5% APR FOR AS LONG AS THE MEMBER WISHES TO GO

CD SECURED LOANS
2.5% APR ABOVE THE RATE THAT THEIR CD IS CURRENTLY PAYING -
FOR AS LONG AS THE MEMBER WISHES TO GO

SIGNATURE LOANS
1-3 YEARS - $1000.00 1 YEAR 13.00% APR 14.00% APR 17.50% APR
6 YEARS (72 MOS) 2 YEAR 14.00% APR 15.00% APR 17.50% APR
5 YEARS (60 MOS) 3 YEAR 15.00% APR 16.00% APR 17.50% APR
10 YEARS+ - $5000.00 MEMBER MUST HAVE 10% OF LOAN IN SHARES

2ND MORTGAGES CONTACT CREDIT UNION

*APR is the Annual Percentage Rate* - *APY is the Annual Percentage Yield*

ncua

The National Credit Union Administration (NCUA), a U.S. Government agency, federally
insures member deposits up
to $100,000. Individual Retirement Accounts are separately insured to $250,000 each.


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